If you’ve suffered a workplace injury, workers’ compensation benefits can help cover medical expenses and lost wages while you recover. However, navigating the claim process can be challenging, and waiting for approval can be stressful. Knowing how to check the status of your claim can help you stay informed and take action if necessary.
How to Check Your Claim Status
There are several ways to track your workers’ compensation claim:
- Contact the Insurance Company – When you file a claim, you should receive a claim number. Call the insurer directly and provide this number to get an update. If you are represented contact your attorney office.
- Check Online – Many workers’ comp insurers offer online portals where you can check your claim status using your claim number and personal details.
- State Workers’ Compensation Commission – Your state’s workers’ compensation board oversees claims and may provide updates through an online system or direct inquiry.
Understanding Your Claim Status
When checking your claim, you may encounter different statuses, including:
- Pending – Your claim is still under review, and the insurer may be gathering more information.
- Accepted – Your claim has been approved, and benefits should begin soon.
- Denied – The insurer has rejected your claim, but you have the right to appeal.
What to Do If Your Claim Is Denied
A denial doesn’t mean the end of your case. If your workers’ comp claim is denied:
- Review the denial letter – Understand why your claim was rejected.
- Gather additional evidence – Medical records, witness statements, and accident reports can strengthen your case.
- Contact an Attorney.
At Pazz Injury Law, we help injured workers challenge denials and fight for the benefits they deserve. We always recommend calling an attorney right after an injury!
Dealing with Delays in Your Claim
Workers’ comp claims can face delays for various reasons, such as missing medical records or disputes over the cause of the injury. If your claim is taking too long:
- Contact Pazz Injury Law for a free consultation.
Keeping Track of Your Claim
While your claim is being processed, maintain thorough records of:
- Medical treatments and doctor visits.
- Communications with your employer and insurance provider.
- Expenses related to your injury (e.g., travel costs for medical appointments).
- Any documents as it relates to your workers compensation case.
Detailed documentation can be crucial if you need to appeal or dispute your benefits.
Understanding Your Workers’ Compensation Benefits
Once approved, your workers’ comp benefits may include:
- Medical coverage – Payment for necessary treatments and rehabilitation.
- Wage replacement – Compensation for lost income while recovering.
- Disability benefits – If your injury results in temporary or permanent disability.
- Settlement – there may be an option for a lump sum settlement.
Knowing what benefits you’re entitled to ensures you receive proper compensation.
Returning to Work & Settling Your Claim
When you’re ready to return to work, your benefits may change depending on whether you resume full or modified duties. If your employer offers light-duty work, you may still qualify for partial benefits.
In some cases, you may be offered a workers’ compensation settlement—a lump sum payment instead of ongoing benefits. Before accepting a settlement, consult a workers’ comp attorney to ensure the offer is fair.
Contact Pazz Injury Law for Help
Navigating a workers’ compensation claim can be overwhelming, but you don’t have to do it alone. At Pazz Injury Law, we advocate for injured workers and fight to secure the benefits they deserve.
If you’ve suffered a workplace injury, call (860) 691-1184 or visit pazzinjurylaw.com for a free consultation. Let us handle your claim while you focus on recovery.
